(Medicare/Medicaid Assistance Program)

MMAP (Medicare Medicaid Assistance Program) is a free, health-benefits counseling service for Medicare and Medicaid beneficiaries and their families or caregivers. MMAP’s mission is to educate, advocate, counsel and empower people to make informed benefit decisions. On the national level, these programs are called State Health Insurance Assistance Programs (SHIP). MMAP is Michigan’s SHIP


What is Medicare?

Medicare is a federal health insurance program for people 65 or older and some disabled people under 65 who have received benefits for at least 24 months.

What is Medicaid?

Medicaid is a federal and state program, governed by the individual states. For adults without minor children, a person must be 65 or older, blind, disabled or be receiving Supplemental Security Income (SSI) benefits.

What is Medicare Parts A and B?

Medicare Part A is hospital insurance that helps pay for inpatient hospital care, limited care in a skilled nursing facility, home health care and hospice care. Medicare Part B is medical insurance that helps pay for physician services, outpatient hospital services, durable medical equipment and home health care (if not covered by Part A).

What is Medicare Part D?

Medicare Part D offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get Extra Help, you’ll likely pay a late enrollment penalty. To get MedicarePart D drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

How can MMAP help me?

MMAP can help you find answers to important questions you have on Medicare Parts A, B, and D, Medicare supplemental insurance, long-term care insurance, Medicaid, and other health insurance issues.

What is the Medicare Open Enrollment period?

The Medicare Open Enrollment period is the time frame that qualifying persons for Medicare can enroll in a plan (if they are first time enrollees), or re-enroll, either in their current plan, or in a new plan.

When is the 2019 Medicare Part D Open Enrollment?

This year’s Medicare Part D Open Enrollment runs from October 15 to December 8, 2019.

I have been told that if my spouse goes into a nursing home I will loose everything, where might I call for more information?

Please call our Advocacy Department at (989) 732-9977 for the most current information.


1-800-MEDICARE (1-800-633-4227) TTY 1-877-486-2048

Medicare for Caregivers
National Institute for Health

Social Security Benefits
1-800-772-1213 TTY 1-800-325-0778

Disclaimer: The Alcona County  Commission on Aging does not endorse, recommend, warrant or assume any legal liability or responsibility for the services or products provided by the vendors.

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